Plan Copilot Cowork with confidence.

The Microsoft Customer Cowork Estimator, rebuilt for the browser — model usage by persona and see the monthly credit budget update live.

Size a quick pilot in two taps — switch to Advanced for the full per-persona model.

Pilot

How many people in your pilot?

25
Usage

How intensively will they use it?

Estimated monthly cost
$3,738
≈ 3.439 € / month
373,750 credits · 25 users
Per year
$44,850
≈ 41.262 €
Per user / mo
$150
14,950 credits
Light15%
Medium37%
Heavy48%

Credits priced at the official $0.01 each; € approximate, excl. VAT. Source ↗

Estimate only — no guarantee.

What is Cowork?

Copilot Cowork is Microsoft 365's agentic AI coworker. It plans and carries out multi-step tasks across your apps and data, and hands back finished work — not just suggestions.

01

Usage-based credits

Every task spends Copilot Credits — $0.01 each pay-as-you-go, and less when pre-committed on a P3 plan.

02

What drives the cost

The model it picks, how much data it reads, the tools it calls and how long it runs — grouped here as Light, Medium and Heavy.

03

License + usage

Cowork runs on top of a Microsoft 365 Copilot license. This tool estimates the usage credits that sit on top of that seat.

Official sourcesMicrosoft 365 Blog ↗Microsoft Learn ↗Customer Cowork Estimator ↗